Starting or Buying a Business
Planning for your own business Before you start your own business or buy an existing business, you should do some initial planning. You may have already decided what type of […]
Entries by Brian White
Myths and Facts about Social Security
Myth: Social Security will provide most of the income you need in retirement. Fact: It’s likely that Social Security will provide a smaller portion of retirement income than you expect. […]
New Interest Rates on Federal Student Loans–Again
On August 9, President Obama signed the Bipartisan Student Loan Certainty Act of 2013, which changes the formula for determining federal student loan interest rates. The law comes after months […]
Retirement Income Shortfalls
If you’re lucky, your expected income sources will be more than enough to fund even a lengthy retirement. But what if it looks like you’ll come up short? Don’t panic–there […]
3 new realities of retirement
3 new realities of retirement Think about your parents’ retirement for a minute. Their lives most likely look a whole lot different than their parents’. Your grandfather probably stopped working […]
Identify your sources of retirement income
Once you have an idea of your retirement income needs, your next step is to assess how prepared you are to meet those needs. In other words, what sources of […]
Estimate your life expectancy
The age at which you retire isn’t the only factor that determines how long you’ll be retired. The other important factor is your lifespan. We all hope to live to […]
Decide when you'll retire
To determine your total retirement needs, you can’t just estimate how much annual income you need. You also have to estimate how long you’ll be retired. Why? The longer your […]
Don't forget that the cost of living will go up over time.
The average annual rate of inflation over the past 20 years has been approximately 3 percent. (Source: Consumer price index (CPI-U) data published annually by the U.S. Department of Labor, […]