Common questions about financial planning
What if I’m too busy? Don’t wait until you’re in the midst of a financial crisis before beginning the planning process. The sooner you start, the more options you may […]
What if I’m too busy? Don’t wait until you’re in the midst of a financial crisis before beginning the planning process. The sooner you start, the more options you may […]
The financial planning process doesn’t end once your initial plan has been created. Your plan should generally be reviewed at least once a year to make sure that it’s up-to-date. […]
You can, if you have enough time and knowledge, but developing a comprehensive financial plan may require expertise in several areas. A financial professional can give you objective information and […]
The financial planning process can involve a number of professionals. Financial planners typically play a central role in the process, focusing on your overall financial plan, and often coordinating the […]
Creating and implementing a comprehensive financial plan generally involves working with financial professionals to: Develop a clear picture of your current financial situation by reviewing your income, assets, and liabilities, […]
A comprehensive financial plan serves as a framework for organizing the pieces of your financial picture. With a financial plan in place, you’ll be better able to focus on your […]
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each […]
You have dreams for retirement. But you need to understand six common risks most retirees face and take steps to protect your retirement dreams from these risks: 1. Health care expenses. […]
What is a tax-exempt bond fund? A tax-exempt bond fund (sometimes known as a municipal bond fund or muni bond fund) invests in tax-exempt municipal debt instruments issued by state […]
Not surprisingly, hidden taxes largely go unnoticed. The result may be that this can make it difficult for us to choose wisely the goods and services that we purchase, or […]
A seemingly favorite way for government to tax is with the so-called “sin” taxes. Ostensibly, these taxes are imposed to reduce behavior that society considers unhealthy, immoral, or just undesirable […]
Many hidden taxes are associated with travel. For example, when you pull up to the pump, you can clearly see the price for the gas, but the “taxes included” disclosure […]
Taxes are hidden in many ways. For example, you see the payroll taxes that are deducted from your payroll check each pay period. What you do not see are the […]
We are pretty well aware of the taxes we must pay as U.S. citizens; income taxes, payroll taxes, sales taxes, property taxes, and gift and estate taxes, to name a […]
Use the benefit calculators available on the Social Security website to estimate your future retirement, disability, and survivor’s benefits. Social Security was never intended to cover all of your financial […]
You probably know the value of having life insurance to protect your family, but did you know that Social Security offers valuable income protection as well? If you are insured […]
During your working years, you may suffer a serious illness or injury that prevents you from earning a living, potentially putting yourself and your family at financial risk. But if […]