Make a list. Check it twice… and three times… and more.

Ask yourself this question. If I didn’t buy a gift… would it really matter? Once you do that, then go back through the list and decide who can get a “budget” gift (something less expensive or, better yet, handmade). And there’s nothing wrong with gift cards. It pre-sets your spending. This way you can make the most out of your money rather than regret what you spent in January.

Authored by: Ron Villano

Ron Villano, M.S., LMHC, ASAC is the leading expert in working through change. As a father who lost his 17-year old son in an auto accident, he always speaks from the heart. As a licensed psychotherapist and life coach, he counsels others on how to work through difficult times.

As a national speaker and author of The Zing, Ron has appeared before sold-out audiences across the country and is currently featured on the new Verizon FiOS1 network. His funny, captivating and approachable style creates the powerful, life-changing moments you have been looking for.

Ron's Podcast Link: Get through the holidays after the loss of a loved one.

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