Take a financial inventory.
General Information, Happiness, Have Money, Health, LifestyleYou may have a budget in mind but the only way to stick to it is to pay cash. Whether you've got $100 or $1000 make sure you spend just that amount by avoiding the temptation to pay for it later. Got the urge to charge? Be bold and leave every…
Make a list. Check it twice… and three times… and more.
General Information, Happiness, Health, LifestyleAsk yourself this question. If I didn't buy a gift… would it really matter? Once you do that, then go back through the list and decide who can get a "budget" gift (something less expensive or, better yet, handmade). And there's nothing wrong…
It's about the giving, not the spending.
General Information, Happiness, Health, LifestyleFirst off the holidays are absolutely NOT about spending money. Parents know this lesson because some of their children's most prized gifts are the ones they made in school. It brings more happy memories and a sense of pride than any gift bought.…
Change the routine.
General Information, Happiness, Health, LifestyleImagine a holiday season without gifts! What would you do? Make a big dinner. Plan a group activity. Watch great holiday movies together. Wow -- no crowded mall. No returns. No disappointments. No stress of buying it in the first place. Ok --…
Ho.. Ho.. Ho.. Oh no! December Spending. January Lending. How to keep your Holiday Buying in Control
General Information, Happiness, Have Money, Health, LifestyleHo.. Ho… Hold on now! Being in the spirit of the season is the goal. Time spent with family and friends; gathering and creating lasting memories; taking a moment to say "thinking of you" during the season of celebration. We can all agree that…
Heavenly Peace: A Personal Reflection
General Information, Happiness, Health, LifestyleSo how about celebrating the new year once again by taking those resolutions and breaking them down into realistic, doable and just slightly uncomfortable steps. Write them down, break it out, and then tackle them one at a time. Great change…
HOW TO STICK TO YOUR NEW YEAR RESOLUTIONS
General Information, Happiness, Health, LifestyleStill working on those new year resolutions but feel like you are losing your way along the journey? Making lifestyle changes can be a challenging time and sticking to it can often become difficult because people adopt an "all or nothing" attitude.…
END THE ANGER AND LIVE IN PEACE
General Information, Happiness, Health, LifestyleAre you angry? Good! It's about time...
Anger is simply frustration turned outward. Anger is a symptom -- a warning to you that there is something not right. Something out of place that you no longer feel you want in your life.
But the bigger…
The Crossroads
General Information, Happiness, Health, LifestyleHow many of you believe that “Life is what happens when you are making other plans?” Making plans is important, but counting on them to fall exactly in line can create problems. Change is a necessary part of living. But if you think that…