College Bound Concerns

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Anyone who has a child getting ready to start college for the first time probably has a list of concerns a mile long.  Among the worries is the handling of money.  Whether your child is going away or staying home, there is a real opportunity…

Fight for Our Own Empowerment

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This article was sparked by our unexpected trip through Gettysburg, Pennsylvania yesterday. We actually were in Pennsylvania “playing” at the York Fairgrounds Jeep show and passed a sign for Gettysburg National Park and Cemetery. Jim thought…

CHOICE

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This week’s article is a general discussion on choice and some things I’ve become more aware of as I’m learning.  For those who don’t know the story about how Time to Play (www.TimetoPlay.com) started, about 4 years ago I realized…

What a 1st Grader Knows that Adults Forget

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Since the beginining of this year, I’ve been doing some volunteer work as a course facilitator with Junior Achievement (a great organization promoting personal finance education and entrepreneurship among elementary through high school…

Starting or Buying a Business

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Planning for your own business Before you start your own business or buy an existing business, you should do some initial planning. You may have already decided what type of business you want--your own restaurant, retail outlet, service, or…

Keeping a Cool Head Can Earn You Money

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You’ve heard it before: Don’t let emotions get in the way of business.  Well the adage holds true for investing, as well – probably even more so.  It seems easy enough to do, but when you see the value of your savings falling like a…

Smart Ways to Spend Your Tax Refund

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As of April 2014, the average tax refund for is $2,831, according to the IRS.  While it might be tempting to use this windfall for something fun, like a vacation to someplace warm and exotic, there are better ways to spend your refund that…

Who said? It’s Time to Enjoy Life. It’s Time to Play.

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My daughter, Jacquelyn, amazes me sometimes.  She’s 19 years old and I believe that she is very worldly and insightful.  She’s got a lot of common sense and insight.  Pretty much, I think she’s taken after her father in this area! (LOL). …

Weigh in to the unofficial Cruise Planners/American Express client poll

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I came across a New York Times list of 52 Places to Go in 2014.  It ‘s stunningly accented with photos and video from the 52 locations.  It reminded me of those wonderful places that I’ve been to. I've been to Capetown, South Africa,…

Time for Maintenance?

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  I woke up thinking about my daughter’s boyfriend and his car.  There seem to be a bunch of things wrong with it, all at the same time, which we expect will cost a lot of money to fix.  Last night he was sitting at our kitchen table,…