Setting the Right Example

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If there’s one thing that parenthood has bestowed on us, it’s the desire to be a better person.  Suddenly with a pair (or pairs) of little eyes watching you closely, you become more aware of your habits (good and bad), your diet, your manners,…

You can run but you can’t hide

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This quote, "You can run but you can't hide", attributed to Joe Lewis, American Heavyweight Boxer, popped into my mind the other day.  It can’t be more true. As I sit here writing this, I think about the dentist appointment I’ve been putting…

College Bound Concerns

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Anyone who has a child getting ready to start college for the first time probably has a list of concerns a mile long.  Among the worries is the handling of money.  Whether your child is going away or staying home, there is a real opportunity…

Fight for Our Own Empowerment

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This article was sparked by our unexpected trip through Gettysburg, Pennsylvania yesterday. We actually were in Pennsylvania “playing” at the York Fairgrounds Jeep show and passed a sign for Gettysburg National Park and Cemetery. Jim thought…

CHOICE

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This week’s article is a general discussion on choice and some things I’ve become more aware of as I’m learning.  For those who don’t know the story about how Time to Play (www.TimetoPlay.com) started, about 4 years ago I realized…

What a 1st Grader Knows that Adults Forget

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Since the beginining of this year, I’ve been doing some volunteer work as a course facilitator with Junior Achievement (a great organization promoting personal finance education and entrepreneurship among elementary through high school…

Starting or Buying a Business

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Planning for your own business Before you start your own business or buy an existing business, you should do some initial planning. You may have already decided what type of business you want--your own restaurant, retail outlet, service, or…

Keeping a Cool Head Can Earn You Money

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You’ve heard it before: Don’t let emotions get in the way of business.  Well the adage holds true for investing, as well – probably even more so.  It seems easy enough to do, but when you see the value of your savings falling like a…

Smart Ways to Spend Your Tax Refund

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As of April 2014, the average tax refund for is $2,831, according to the IRS.  While it might be tempting to use this windfall for something fun, like a vacation to someplace warm and exotic, there are better ways to spend your refund that…