It’s never too early.

Now that you have a better financial handle for this year, pay it forward and plan in January for the next shopping season. This means taking a look at what you spent this year and start putting money away. It Set up a separate checking account and make regular deposits. Even as much as $10 per week will add up nicely. And this way, you won’t feel the financial pressure during the holidays and you will have NO bill in January. Imagine that as you pull that credit card out this year.

Authored by: Ron Villano

Ron Villano, M.S., LMHC, ASAC is the leading expert in working through change. As a father who lost his 17-year old son in an auto accident, he always speaks from the heart. As a licensed psychotherapist and life coach, he counsels others on how to work through difficult times.

As a national speaker and author of The Zing, Ron has appeared before sold-out audiences across the country and is currently featured on the new Verizon FiOS1 network. His funny, captivating and approachable style creates the powerful, life-changing moments you have been looking for.

Ron's Podcast Link: Get through the holidays after the loss of a loved one.

Leave a Reply

Your email address will not be published. Required fields are marked *