Ho.. Ho.. Ho.. Oh no! December Spending. January Lending. How to keep your Holiday Buying in Control

Ho.. Ho… Hold on now! Being in the spirit of the season is the goal. Time spent with family and friends; gathering and creating lasting memories; taking a moment to say “thinking of you” during the season of celebration. We can all agree that that is what the “spirit of the season” is about.

For credit card lenders, the spirit of the season is really January… when all those holiday purchases come back to haunt you. Nothing like a hefty credit card bill to completely knock the celebration down the drainpipe.

It’s time to get a grip on the celebrating and bring it all back to reality. All you have to do is change the way you think about your holiday activities and gift giving habits. Here are some tips for you to consider this year to enjoy the celebration more and avoid the January financial blues.

Authored by: Ron Villano

Ron Villano, M.S., LMHC, ASAC is the leading expert in working through change. As a father who lost his 17-year old son in an auto accident, he always speaks from the heart. As a licensed psychotherapist and life coach, he counsels others on how to work through difficult times.

As a national speaker and author of The Zing, Ron has appeared before sold-out audiences across the country and is currently featured on the new Verizon FiOS1 network. His funny, captivating and approachable style creates the powerful, life-changing moments you have been looking for.

Ron's Podcast Link: Get through the holidays after the loss of a loved one.

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